Healthcare continues to be one of the largest expenses in retirement. While many other types of expenses tend to fall in retirement – such as entertainment and travel – the cost of healthcare continues to climb and represents a larger percentage of retirees’ budgets. Read More
What is the role of a financial advisor? The landscape of financial services and advice has changed dramatically over the last few decades, as barriers to entry to investing have evaporated and individual investors can research, trade, and build portfolios all from their cell phones. Read More
Every Monday at 9 AM, we gather to discuss feedback we're hearing both internally and externally. Often it is full of cross currents. Some people are nervous, while others feel like they should be taking more risks. Read More
Set yourself up for success in 2021 2020 has been an unprecedented year that has left many investors feeling cautious about the markets and concerned about retirement. Does your financial plan need to be updated? At Evergreen we have a quarterly review schedule to make sure our clients’ needs are… Read More
The global coronavirus pandemic has created unprecedented challenges for our families and communities. Many are wondering how we can make an impact during this time of uncertainty. Read on or watch the recorded webinar with Evergreen’s Senior Financial Planner, Katie Vercio, CFP®, CDFA® and Schwab Charitable’s Managing Director, Julia… Read More
In a time of increasing uncertainty, cybercriminals are looking to take advantage of individuals looking for information regarding COVID-19. Cybersecurity firms and the FBI are seeing an increasing number of phishing and malware scams, and expect the trend to continue as the virus spreads. Read More
Volatile and declining market conditions can cause panic and anxiety for investors. Remember as we go forward: these dips are what allows for us to take huge advantage of future upswings and help you meet your financial planning goals. Read More
This informative session is a must-listen for owners of IRAs who are heading into retirement. Jeff Otis and Katie Vercio will discuss topics related to required minimum distributions, implications of the recent SECURE Act, Roth IRA conversions, and estate planning considerations. Read More
The SECURE Act of 2019 brings the second major Congressional action for tax and retirement reform in 24 months. These new laws will bring major changes to retirement planning going forward, with key changes geared towards beneficiaries of retirement plans and encouraging participation in employer-sponsored retirement plans. If you have questions about how this legislation impacts your financial plan, please contact your wealth consultant, especially if you are planning to leave your IRA to non-spousal heirs; and if you are above 70 ½, still working, and wish to contribute to an IRA. The SECURE Act of 2019 brings the second major Congressional action for tax and retirement reform in 24 months. These new laws will bring major changes to retirement planning going forward, with a key changes geared towards beneficiaries of retirement plans and encouraging participation in employer-sponsored retirement plans. If you have questions about how this legislation impacts your financial plan, please contact your wealth consultant, especially if you are planning to leave your IRA to non-spousal heirs; and if you are above 70 ½, still working, and wish to contribute to an IRA. Read More
Entrepreneurs are often so dedicated to growing their businesses, it is easy to not focus on their own financial future. Variable cash flow and expenses can make planning difficult. However, there are several things business owners can do to create a larger and more protected nest egg. Here are seven… Read More
