Women face unique financial challenges when planning for retirement. Expectations that they will assume the majority of caregiving responsibilities toward children and aging or ill family members can hamper retirement saving options—plus, women tend to live longer than men, so in heterosexual relationships they require a greater pool of savings… Read More

The role of a financial advisor has evolved significantly over the past few decades. With advancements in technology, individual investors now have the tools to research, trade, and build portfolios directly from their smartphones. So, what value do advisors provide in this modern landscape? Traditionally, advisors… Read More

In setting out their election platforms, both Democrats and Republicans want to address housing affordability, which has become a hot-button issue for US voters. Two and half years of tight monetary policy has left potential homebuyers unable to afford a new property and persuaded potential sellers that they should sit… Read More

This week’s article discusses what to do with cash balances that have become unwieldy, something we’ve started to notice a lot more frequently with investors. Frankly, the significant increase in money on the sidelines due to attractive risk-adjusted returns from cash equivalents has been a pain point for many financial… Read More

Back in 2000, when technology stocks hit the wall, one of Gavekal’s first clients told us: “It’s OK. Bear markets serve an important purpose: they return capital to its rightful owners.” Behind this cynicism lies an inherent truth. Bear markets do tend to shake out “weak hands,” clean out retail… Read More

This week’s newsletter is highlights our latest podcast, one of Evergreen Gavekal’s wealth advisors Kaeli Kaainoa, CFP® & CEPA, sits down with our most recent addition to our team, Melissa Hilty, an attorney with an LLM in Taxation and over 15 years of experience with the IRS. They discuss her… Read More

The Space Race that ignited during the mid-20th century was not merely a competition for national prestige; it was a catalyst for innovation. The successful launch of Sputnik 1 by the Soviet Union in 1957 marked the dawn of the space age and triggered an unprecedented surge in scientific and… Read More

This week’s newsletter features a presentation by Evergreen’s Co-Chief Investment Officer, Jeff Dicks. He reflects on the third quarter of 2024 and reviews the investment committee’s market outlook in 34 charts. In addition to these insights, Jeff also discusses key themes to pay attention to for the remainder year. Read More

Modern welfare states need economic growth to keep their show on the road. The ever-rising costs of pensions, of health care and of maintaining crumbling infrastructure all necessitate rising tax revenues. And rising tax revenues typically depend on economic growth. In turn, economic growth is generated either by population expansion… Read More

Imagine a seamless transition from the burdens of property management to a diversified portfolio, all while maintaining your passive income stream. The 721 exchange program offers real estate investors a unique opportunity to reallocate their assets into more varied investment vehicles without triggering immediate capital gains taxes. This solution not… Read More